• Hassle-free centralized processing with minimum turnaround time.
• No administrative fees.
• Complete transparency with no hidden costs.
• Attractive takeover options.
• Provision to reduce EMI, when interest rates get reduced by 1%
• Eligibility for higher loans, by clubbing spouse’s income.
• No prepayment penalty if loan is closed after half the original tenor.
• Unique opportunity to avail mortgage loans, student loans with minimum formalities on maintaining a good repayment record.
• Concessions on charges for personal remittances and outstation cheques.
• Provision to add expected rent accruals, if the applicant proposes to let out house / flat.
• Free personal accident insurance coverage.
• Optional life cover from SBI Life with concessions on premium.
• Complimentary International ATM cum Debit Card, International Credit Card (with waiver of joining and first year’s fees).
• Complimentary E-Banking facility.
• Dedicated network of NRI Branches, Personal Banking Branches, Special Housing Finance Branches, Intensive Housing Finance Branches, and Home Loan Outbound Sales Force catering exclusively to Home Loans.